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Description
Key Responsibilities/Tasks
Relationship Management:
• Manage a portfolio of existing clients and cross sell of Bank’s products to enhance relationship.
• Identify and acquire new prospective clients in order to grow the credit portfolio
• Regular monitor and follow ups on irregular accounts and excess drawings to ensure that the health of the portfolio is maintained
• Regular client visits for inspection/relationship maintenance in liaison with the supervisor including conducting periodic review of debenture assets e.g. stocks
Relationship Management:
• Manage a portfolio of existing clients and cross sell of Bank’s products to enhance relationship.
• Identify and acquire new prospective clients in order to grow the credit portfolio
• Regular monitor and follow ups on irregular accounts and excess drawings to ensure that the health of the portfolio is maintained
• Regular client visits for inspection/relationship maintenance in liaison with the supervisor including conducting periodic review of debenture assets e.g. stocks
Credit Management:
• Provide support to the credit risk team by ensuring submission of relevant information for preparation of credit applications
• Follow up on timely submission of executed security documents and offer letter after a credit proposal has been approved
• Provide support to the credit risk team by ensuring submission of relevant information for preparation of credit applications
• Follow up on timely submission of executed security documents and offer letter after a credit proposal has been approved
Compliance:
• Regular monitoring of compliance with board or management credit committee (BCC/MCC) directives
• Ensure the credit approval conditions and covenats are met by clients as per the Bank’s requirements
• Ensure compliance to Anti-money laundering (AML) and Know your customer (KYC) to all clients
• Ensure turnaround time (TAT) for client’s applications are achieved through monitoring the flow of process
• Regular monitoring of compliance with board or management credit committee (BCC/MCC) directives
• Ensure the credit approval conditions and covenats are met by clients as per the Bank’s requirements
• Ensure compliance to Anti-money laundering (AML) and Know your customer (KYC) to all clients
• Ensure turnaround time (TAT) for client’s applications are achieved through monitoring the flow of process
Risk Management:
• Develop, update and maintain risk procedures and systems with respect to risk identification, risk assessment, risk monitoring, risk mitigation strategies and risk reporting
• Develop, update and maintain risk procedures and systems with respect to risk identification, risk assessment, risk monitoring, risk mitigation strategies and risk reporting
Reporting:
• Monitor submission of insurance, valuation reports and financials for debtors, creditors and stock list etc.
• Ensure timely submission of call reports and any other reports from time to time
• Monitor submission of insurance, valuation reports and financials for debtors, creditors and stock list etc.
• Ensure timely submission of call reports and any other reports from time to time
Administration:
• Support the Head of Business Development in preparing and providing inputs for relationship-related budget for Board approval
• Perform any other duties as may be assigned by the immediate supervisor from time to time
• Support the Head of Business Development in preparing and providing inputs for relationship-related budget for Board approval
• Perform any other duties as may be assigned by the immediate supervisor from time to time
EDUCATION QUALIFICATIONS AND WORK EXPERIENCE:
- Bachelor’s degree in Business Administration, Finance, Economics, Marketing or any other related field
• Good Communication skills
• Knowledge of market/macroeconomics trends
• Knowledge of regulatory frameworks - Excellent knowledge of the Local Market, specifically Arusha Market, hence having have or working in Arusha will be an added advantage
• Emotional intelligence
• A minimum of 3 years of working experience as a Relationship Officer or Manager
For qualified candidates, kindly send your CV and Academic Certificates to through
Email: invest@imbank.co.tz
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