Job Opportunities at DCB Commercial Bank Plc

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DCB Commercial Bank Plc is a fully fledged Commercial Bank dedicated at uplifting the standard of living of low, middle and corporate - income people in Tanzania; The bank is registered under the Companies Act, 2002 and licensed by the Bank of Tanzania under the Banking and Financial Institutions Act, 2006: The Bank invites applications from suitably qualified and skilled personnel to fill the following available vacancies:

1. BRANCH MANAGER - DODOMA BRANCH

The Branch Manager will reside at Dodoma Branch and s/he will have the responsibility of overseeing all branch operations as well as successful service delivery in line with the bank's strategic plan. In addition, the branch manager shall have the following responsibilities;

1. Drive the achievement of contacted targets in the branch

• Build, develop and maintain high performing team committed to achieving the agreed targets/budget by obtain a thorough understanding of the business unit's strategy and explain it to team members in such a way that they understand the contribution they have to make. 
• Lay down strategies for achieving contracted target and communicate to branch staff on monthly basis, review and evaluate the branch performance in accordance with the strategy put in place actions to bridge the gap if any Rigorously monitor expenditure against approved budgets and put measures in place to address variances. Continuously identify areas for improved efficiency and reduced cost 
• Lead the branch in identifying and meeting customer needs through selling and cross selling DCB Bank Pie products and services, Implement lead generation and referral in the branch 

2. Customer Service and Relationship Building

• Schedule calls with the existing and. target clients to create close relations and discuss cross selling opportunities in line with the banks focus 
• Accountability for enhancement of customer service, ensure that the highest standards of Customer Service is provided to all clients 
• Ensure complaints are timely logged and actioned, tracker is maintained, resolution and respond to client is done within a reasonable time 
• Take accountability for the relationship with the client, across all hierarchical levels, which incorporate integrating and coordinating all contacts between the bank and the client. 

3. Compliance and Risk Management (adherence to banks policies and procedure)

• Manage the implementation of all processes and procedures as stipulates in all branch operation manuals 
• Ensure all reports and returns are prepared and submitted on time as required 
• Adhere to the management of security items such as keys and safe combinations 
• Ensure snap checks are conducted regularly as per the manuals 
• Ensure adherence to all banks process, policies and procedure manuals 
• Ensure adherence to banks risk and control policies
• Build awareness for the team and keep yourself updated with regard to KYC, COMPLIANCE and AML regulations 

4. Monitor and Control Credit Portfolio

• Ensure credit applications are efficiently analyzed in accordance with the DCB Bank PLC credit policy, process and procedure 
•  Ensure excess are promptly addresses and reported, no account overdue 
• Ensure timely renewal of credit facilities to avoid extensions 
• Ensures insurance covers on business with credit facilities and securities are in place and up to date.
• Manage the visits of clients and verification of stocks and debtors plus preparation of visit reports
• Monitor performance of clients' accounts and proactively propose remedial measures where applicable. 
• Ensure the payment of land rent on properties held as security where applicable 
• Review the portfolio from a compliance perspective on a monthly basis and ensure that all documentation required for all client including those related to KYC, AML and SANCTIONS are up to date. 

5. Learning and Growth (People Management and Career Development)

• Populate balanced scorecards for the team, ensure all staff have signed balanced scorecard and role profiles. Monthly healthy checks are done work with the team to address shortcoming during the next month. Escalate any major issues identified to the Director Branch Services 
• Develop high performing team by conducting performance discussions and assisting employees to prepare the portfolio of evidence for formal performance development discussions

Core Competencies:

• Writing and reporting skills 
• Analytical skills 
• Planning and organizing skills 
• Entrepreneurial and commercial acumen 

To be considered for this position you must meet the following criteria:

• A minimum of 5 years' experience covering core banking departments in the Branches. 
• Degree in Economics, Business Administration or related profession. A Masters Degree will be an added advantage.
•  Must have an experience of at least 2 years in credit processes. 
• Tangible knowledge of Microsoft Office Application, specifically Excel and Word. 
• Strong interpersonal and communication skills. 

2. CHIEF MANAGER TREASURY & BUSINESS DEVELOPMENT 

The Chief Manager Treasury & Business Development will manage the Bank's treasury and business development activities, to mobilize funds and diversify sources for the bank to achieve an acceptable rate of return on the capital of the Bank. In addition, the Chief Manager Treasury shall take leadership in Liquidity Management through soliciting funds to meet obligations including maturing FDR and cash withdrawals for smooth banking operations of branches. The person is also expected to oversee the Investment portfolio, including preparation of investment proposals for ALCO members to approve before committing funds to debt securities. Other than that, the candidate is expected to monitor and ensure compliance with all regulatory requirements on a day to day basis.

Duties and Responsibilities: 

• Develops, implements and manages the bank's treasury policy 
• Develops and implement the Asset and liability, Liquidity Risk and maturity Risk management programmes
• Measures, monitors and controls of interest rate risk (IRR)
• Maintains records of receipts and disbursement of funds and orders received from departments and branches and implement them in accordance with the banks policies and procedures.
• Determines the bank's cash and liquidity position for the purpose of assessing the ability of the bank to readily access the cash needed for funding its business activities and meet obligations as they fall due. 
• Monitors the bank's cash and liquidity position and ensure that ·the treasury risk limits and statutory reserve requirements and adhered to on daily basis. 
• Monitors the interest rates on daily basis to ensure the rates are consistent with bank policies. 
• Manages wholesale transactions to ensure that authorized transactions are acted upon on a timely manner. 

Core Competencies: 

• Writing and reporting skills 
• Analytical skills 
• Planning and organizing skills 
• Delivering results timely and meeting customer expectations
• Entrepreneurial and commercial acumen 

To be considered for this position you must meet the following criteria:

• Holder of a degree in Finance, Economics, Business Administration or equivalent plus a post graduate degree in Banking, Finance, Economics, Accounting or equivalent qualifications from recognized institutions. Possession of a CPA (T) qualification will be an added advantage. 
• A minimum of 5 years experience on Bank Treasury Management as well as proven management and administrative experience at senior management position in a reputable banking. 
• Tangible knowledge of Microsoft Office Application, specifically Excel and Word. 
• Strong interpersonal and communication skills.

Applications should be sent to the following address:

The Managing Director 
DCB Commercial Bank 
PLC DCB House - Magomeni Mwembechai 
Morogoro Road 
P.O. Box 19798- DAR ES SALAAM 

Closing Date: Deadline for submission of applications: 27th April 2018.

Only short listed candidates will be contacted.

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